Logiciels FlexFinance pour les IFRS, la gestion actif-passif et les liquidités
With the introduction of IFRS 9 banks are required to consider possible expected credit losses during the entire life cycle of a loan. The idea is to account for expected credit losses far earlier in the lending cycle rather than after a customer has defaulted.
But beside this, expected credit losses are moving into ALM and Liquidity too as they impact expected future cash flows which form the basis for ALM and Liquidity analysis.
Doing so, credit loss calculations are becoming more and more a regular feature of risk and balance sheet management techniques.
Therefore it becomes even more necessary than ever before to run IFRS, ALM, Liquidity on the same data for consistent and reliable results.
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