Our experience in corporate financing has shown us that although every loan is different, the processing of lending operations has to conform to standardised processes and regulatory requirements. A business lending solution has to fulfil these somewhat contradictory demands effectively.
The “FERNBACH Lending Business” allows for a high degree of flexibility in the mapping of corporate financing and syndicated loans. The decision-making guidelines for credit committees are clear and transparent. Loans, collateral, syndicate members, individuals, institutions and companies are included in the scope of the workbench. Original agreements can also be managed. Once a lending agreement has been finalised, the system also provides for the management, valuation and risk provisioning of loans for accounting purposes. All regulatory reporting standards such as FinRep and CoRep are fully covered.